If you’ve been struggling to keep up your mortgage payments, you may have started to build up a debt. This is often called mortgage arrears. “Mortgage debt is rising – from about £3,000 in 2019 to nearly £6,000 now. “This is an average, many people have much higher debt”… Emer Demeza Sheehy, national[…]
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If you’re behind on your rent payments, you should do three things Check you owe the right amount of rent Speak to your landlord to agree on repayment See if you can claim benefits to top up your income. Read more at our national website (click here) Do you need help with a range of[…]
Damp and mould in rented housing: who is responsible and what can you do about it?
Housing, News Feb 21, 2024
Damp and mould can be tricky to deal with when you’re renting. Visit out national website to read more. We explain the causes, who’s responsible and what to do. Need help with a range of everyday issues such as benefits, housing, employment, family, debts, consumer, etc? Contact us for free advice. Citizens Advice South West[…]
You’ll need to consider a number of things when you’re looking for a home to rent. For example whether to rent from a landlord or letting agent and the best way to search for a property. You also need to think about what questions to ask your landlord or letting agent so you don’t lose[…]
When you fall behind on rent payments to your landlord or letting agent you’ll be in ‘rent arrears’. It can be tough dealing with it but it’s important you take action as quickly as possible. Our advice can help. Discover more at our national website. Click here. Check who has to pay[…]
Veronica was already struggling with the cost of living crisis. So when she needed to find an extra £150 each month for her increased mortgage payment, her budget couldn’t cover it. She’s now over £30 short each month. “In January, Veronica* suddenly found her budget impossible to balance. Her fixed-rate mortgage came to an end[…]
Dealing with mortgage arrears can be stressful. If you get into debt (‘in arrears’) with your mortgage payments, don’t wait for your lender to contact you. They’ll normally write to you within 15 days of a missed payment, but you should talk to them as soon as possible. Our online debt advice can help you[…]
You might be able to pay less Council Tax or not pay it at all depending on your situation. You might be able to get: discounts – for example, for a single person or an empty property Council Tax Reduction (CTR) if you have low income a different reduction if you can’t get much CTR[…]
Advice for Ukraine refugees – videos and self-help fact sheets
Benefits, Housing, News, Work Apr 04, 2023
Are you Ukrainian? Do you know someone who is? Watch our range of videos for Ukraine refugees recorded in the Ukrainian language with English sub-titles. Watch videos (click on video titles below): Advice about Employment Advice about Benefits Advice about Universal credit Advice about Housing Self-help fact sheets about Benefits: The fact sheet is[…]
You’ll need to consider a number of things when you’re looking for a home to rent. Deciding whether to rent from a landlord or letting agent Searching for a property If you get Housing Benefit or Universal Credit Questions to ask your landlord or letting agent Check the Energy Performance Certificate What checks will be[…]
Бажаю вам щасливого та мирного Різдва! (Wishing you a happy and safe Christmas!)
Campaigns, Housing, News Dec 01, 2022
Christmas is here and once again charities are turning their attention to those who may find themselves without a safe and secure place to call home over the festive season. But this year there is a new group of vulnerable people joining those who are homeless, or under threat of becoming so. Back in March,[…]
Moving into private rented student accommodation? Check out our tips
Campaigns, Housing, News Sep 21, 2022
If you’re not in university housing, you’re probably renting privately or you’re a lodger. You have the same rights as any other private tenant or lodger – but there are special rules about council tax for students. Discover more about the following topics at our national website by clicking here. Renting privately What rights do[…]
If you have rent arrears you risk losing your home… however, Citizens Advice may be able to help. You’ll be in ‘rent arrears’ if you fall behind with your rent payments to your private landlord or letting agent. Although dealing with rent arrears can be tough, you should take action as quickly as possible. If[…]
You may be able to get support with your housing costs You might be able to get benefits or grants to help you with the cost of renting from a private landlord or through a letting agent. It’s important to work out what you’ll need to pay before you move in, so you’ll know if[…]
How to get repairs done if you’re privately renting Your landlord is responsible for most major repairs in your home Your landlord has to make sure your home is safe to live in You’ll be responsible for minor repairs, eg. changing fuses and light bulbs Discover more at our national website including the following topics:[…]
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