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Community organisations like food banks can help you if you can’t afford the food you need. Food banks are community organisations that can help if you can’t afford the food you need. You’ll usually need to get a referral to a food bank before you can use it. This includes all food banks run by the[…]

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Universal Credit is a benefit you can claim if you’re on a low income or unemployed Universal Credit has replaced these benefits for most people: Housing Benefit income-related Employment and Support Allowance (ESA) income-based Jobseeker’s Allowance (JSA) Child Tax Credit Working Tax Credit Income Support Discover more at our national website. Citizens Advice South West[…]

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Did you know you can make an informal appeal about a parking fine in certain circumstances? How to appeal depends on the type of parking ticket you have – check what the ticket says before you start.   Don’t pay a parking ticket that you’re appealing. Usually, paying is seen as admitting the ticket was[…]

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If you’ve been struggling to keep up your mortgage payments, you may have started to build up a debt. This is often called mortgage arrears.    “Mortgage debt is rising – from about £3,000 in 2019 to nearly £6,000 now.   “This is an average, many people have much higher debt”… Emer Demeza Sheehy, national[…]

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Small claims are for simple cases that don’t involve large amounts of money or complicated issues. They’re often used to get compensation or your money back if something’s gone wrong. Small claims are never usually for more than £10,000. Read more about these topics at our national website (click here)   Check if you can[…]

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National Volunteers’ Week celebrates the amazing contributions volunteers make to communities across the UK The celebration starts on the first Monday in June every year. It’s a chance to recognise, celebrate and thank the UK’s incredible volunteers for all they contribute to our local communities, the voluntary sector, and society as a whole. Read more[…]

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You might be able to pay less council tax or not pay it at all depending on your circumstances. You might be able to get: discounts – for example, for a single person or an empty property Council Tax Reduction (CTR) if you have low income a different reduction if you can’t get much CTR[…]

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It has been more than 10 years since Universal Credit was first proposed, when, at the Conservative Party Conference in 2010, the then Minister for Welfare Reform, Lord Freud, called it a “once in many generations” reform.  The idea behind this significant new benefit was the simplification of the system for the vast majority of[…]

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